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Lecturer(s)
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Tatek Benetti Karina, Ing. Ph.D.
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Vrabcová Pavla, doc. Ing. Ph.D.
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Course content
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Lectures (topics): 1. Overall structure of personal insurance in the Czech Republic. 2. General characteristics of life insurance, life risks and methods of protection against them; the role of life insurance in the financial market; the role of life insurance vs. state social policy. 3. Developmental tendencies of the Czech and world life insurance market; traditional and new types of life insurance products. 4. Accident insurance. 5. Sickness insurance. / Critical illness insurance. 6. Risk life insurance. 7. Capital life insurance (main features of mixed insurance; types of mixed life insurance). 8. Investment life insurance. 9. Insurance for the benefit of the child. 10. Pension insurance. 11. Supplementary pension savings (meaning of supplementary pension insurance within the pension system of the Czech Republic; differences from state pension insurance; legal regulations and other documents regulating supplementary pension savings; functions of pension companies; types of benefits). 12. Pillars of pension security, reform of the pension system in the Czech Republic following the application of private insurance products (vs. social insurance). 13. -14. Additional insurance to life insurance. Indexation of life insurance (developmental changes in the dynamism of life insurance). Shares of excess premiums. Sales and loans. Current problems of the Czech personal insurance market. Seminars (topics): 1. Assignment of semestral projects, basic information, instructions. 2. Latest products - an analysis. 3. |Accident insurance - practical information, a description of the basic products on the market. 4. Semestral project consultations, discussion on current topics linked to the lectures. 5. Summary of the basic characteristics and differences among individual types of life insurance. 6.-14. Semestral projects presentations and discussion.
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Learning activities and teaching methods
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Monological explanation (lecture, presentation,briefing), Written assignment presentation and defence, Project teaching
- Semestral paper
- 20 hours per semester
- Preparation for credit
- 14 hours per semester
- Preparation for exam
- 28 hours per semester
- Presentation preparation (report)
- 6 hours per semester
- Class attendance
- 56 hours per semester
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Learning outcomes
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The aim of the course is to familiarize students not only with the basic characteristics of individual types of life insurance, but also to specify the role of private life insurance at present (the importance of life insurance in the financial, insurance and pensions market), and to outline the future development.
Students obtain knowledge in given course in accordance with requirements and course programme.
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Prerequisites
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Basic knowledge of the subject of Principles of Insurance Industry.
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Assessment methods and criteria
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Oral exam, Student's performance analysis, Oral presentation of self-study, Presentation of student research activity
Credit: active participation in seminars, presentation of semester work, completing course assignments in Moodle. Exam: oral.
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Recommended literature
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Pojistné ukazatele, ČNB..
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Výroční zprávy ČAP, Všeobecné pojistné podmínky jednotlivých druhů pojištění osob..
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DAŇHEL, J. Pojistná teorie. Professional Publishing. Praha, 2005. ISBN 80-86419-84-3.
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DUCHÁČKOVÁ, E., DAŇHEL, J. Pojistné trhy ? Změny v postavení pojišťovnictví v globální éře.. Praha: Professional Publishing, 2012. ISBN 978-80-7431-078-2.
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Ducháčková, E. Principy pojištění a pojišťovnictví. Praha:Ekopress, 2009. ISBN 978-80-86929-51-4.
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MAJTÁNOVÁ, A., DAŇHEL, J., DUCHÁČKOVÁ, E., KAFKOVÁ, E. Pojišťovnictví: teorie a praxe.. Praha: Ekopress, 2006. ISBN 80-86929-19-1.
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Mužáková, K. ŽIVOTNÍ POJIŠTĚNÍ Vybraná řešení v MS Excel. Liberec, 2009. ISBN 9788073725099.
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Vostatek, J. Sociální a soukromé pojištění. Codex Bohemia Praha 2000. ISBN 80-85963-21-3.
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