Course: Insurance of Persons

» List of faculties » EF » KSY
Course title Insurance of Persons
Course code KSY/POS
Organizational form of instruction Lecture + Lesson
Level of course Bachelor
Year of study not specified
Semester Summer
Number of ECTS credits 4
Language of instruction Czech
Status of course Compulsory-optional
Form of instruction Face-to-face
Work placements Course does not contain work placement
Recommended optional programme components None
Lecturer(s)
  • Öhm Jan, Ing. Ph.D.
  • Tatek Benetti Karina, Ing. Ph.D.
Course content
Lectures (topics): 1. The overall structure of life insurance in the Czech Republic. 2. General characteristics of life insurance, life risks and ways to protect against them; the role of life insurance in the financial market and the role of life insurance vs. State social policy. 3. Trends of the Czech and world life insurance market, traditional and new types of life insurance products. 4. Accident insurance. 5. Sickness insurance. 6. Term life insurance. 7. Endowment Insurance (the main features of the mixed insurance, types of endowment). 8. Universal life insurance. 9. Unit-linked life insurance. 10. Pension insurance. 11. Pension insurance with a state contribution (the importance of pension insurance in the Czech Republic pension system; differences from the national pension insurance, legislation and other documents regulating pension insurance, pension fund, function, types of pension scheme benefits). 12. Pension pillars, pension system reforms in the Czech Republic in connection with the use of private insurance products (vs. social insurance). 13. Insurance to life insurance. Life insurance indexation (developmental changes in the life insurance dynamics). Shares on premium surpluses. Surrenders and loans. Current problems of the Czech personal insurance market. Seminars (topics): 1. Assignment of semestral projects, basic information, instructions. 2. Latest products - an analysis. 3. |Accident insurance - practical information, a description of the basic products on the market. 4. Semestral project consultations, discussion on current topics linked to the lectures. 5. Summary of the basic characteristics and differences among individual types of life insurance. 6. Semestral projects presentations and discussion.

Learning activities and teaching methods
Monological explanation (lecture, presentation,briefing), Written assignment presentation and defence, Project teaching
  • Class attendance - 56 hours per semester
Learning outcomes
The aim of the course is to familiarize students not only with the basic characteristics of individual types of life insurance, but also to specify the role of private life insurance at present (the importance of life insurance in the financial, insurance and pensions market), and to outline the future development.
Students obtain knowledge in given course in accordance with requirements and course programme.
Prerequisites
Basic knowledge of the subject of Principles of Insurance Industry.

Assessment methods and criteria
Written exam, Student's performance analysis, Oral presentation of self-study, Presentation of student research activity

Credit: semestral paper and its presentation. Exam: oral.
Recommended literature
  • Pojistné ukazatele, ČNB..
  • Pojistné ukazatele, ČNB..
  • Výroční zprávy ČAP, Všeobecné pojistné podmínky jednotlivých druhů pojištění osob..
  • DAŇHEL, J. Pojistná teorie. Professional Publishing. Praha, 2005. ISBN 80-86419-84-3.
  • DUCHÁČKOVÁ, E., DAŇHEL, J. Pojistné trhy ? Změny v postavení pojišťovnictví v globální éře.. Praha: Professional Publishing, 2012. ISBN 978-80-7431-078-2.
  • Ducháčková, E. Principy pojištění a pojišťovnictví. Praha:Ekopress, 2009. ISBN 978-80-86929-51-4.
  • MAJTÁNOVÁ, A., DAŇHEL, J., DUCHÁČKOVÁ, E., KAFKOVÁ, E. Pojišťovnictví: teorie a praxe.. Praha: Ekopress, 2006. ISBN 80-86929-19-1.
  • Mužáková, K. ŽIVOTNÍ POJIŠTĚNÍ Vybraná řešení v MS Excel. Liberec, 2009. ISBN 9788073725099.
  • Vostatek, J. Sociální a soukromé pojištění. Codex Bohemia Praha 2000. ISBN 80-85963-21-3.


Study plans that include the course
Faculty Study plan (Version) Category of Branch/Specialization Recommended year of study Recommended semester